Our AML Approach

Off-market property sourcing in the UK with rental properties and investment bag

Anti‑Money Laundering (AML) & Compliance Statement

Shining Capital Properties Ltd is committed to maintaining the highest standards of integrity, transparency, and regulatory compliance. In accordance with the UK Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 and relevant EU/French requirements, we operate robust procedures to prevent our services from being used for money laundering or financial crime.

Our AML Approach

We apply a risk‑based framework to ensure that all clients, partners, and transactions meet legal and ethical standards. Our procedures include:

  • Client Due Diligence (CDD) and identity verification

  • Enhanced Due Diligence (EDD) where higher‑risk factors are identified

  • Verification of beneficial ownership for companies and SPVs

  • Assessment of source of funds and source of wealth

  • Ongoing monitoring of client relationships and transactions

  • Record‑keeping in line with statutory requirements

No Client Money Handling

Shining Capital Properties Ltd does not handle client funds, escrow, deposits, or payments on behalf of buyers, sellers, or investors. All financial transfers occur directly between the relevant regulated parties (solicitors, notaries, banks, or licensed payment institutions).

Reporting Obligations

Where suspicious activity is identified, we are legally required to submit a Suspicious Activity Report (SAR) to the UK National Crime Agency (NCA) or the relevant authority in the jurisdiction concerned. We are prohibited from informing the client when such a report is made (“tipping off”).

Commitment to Ethical Practice

We work exclusively with reputable partners, regulated professionals, and verified investors. Our goal is to ensure that all property sourcing, consultancy, and cross‑border transactions are conducted safely, transparently, and in full compliance with applicable laws.

If you have any questions about our AML procedures, please contact us at: info@shiningcapitalproperties.co.uk

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